Getting a credit grant on the internet with ease is possible even on account of the technology that is advancing more and more. Today, accessing some financial sites you can simulate the financing, make the credit application and often send all the documents for analysis, having the answer in a few minutes without even leaving the house. All this quickly, online and securely.
5 companies for granting personal credit 100% virtual
The granting of credit is indispensable for those who are seeking to settle debts or even make an investment. Regardless of your goal, today there are countless financiers who carry out the online simulation service and do the entire credit clearance procedure via internet and we separate here 5 companies that can give you the grant of credit in minutes
Just Online may be one of the largest online credit platforms today. The promise of the bank is to always seek the lowest rate for the customer who is seeking credit. The loan amount ranges from R $ 2 thousand to R $ 35 thousand and interest can vary from 2% to 8%.
Creditas is another online platform for you to get credit. The rate varies from 1.15% to 1.49% and it becomes so attractive for just looking for a good as collateral for the loan. The minimum loan amount is R $ 5 thousand for those who have cars and R $ 30 thousand for those who have real estate.
Lendico is also an option for those seeking credit. The loan can be made from R $ 1 thousand to R $ 50 thousand and be paid in 6, 12, 15, 18, 24, 30 or 36 months. The whole process is online!
Geru is also among the online financials that you can apply for online credit. With them, you can get a credit that varies from $ 2,000 to $ 35,000 and interest ranges from 1.5% and may reach 5%.
Among the companies that we mentioned, Geru is the one that takes the most time to credit the value in the client’s account, which takes about 10 days after approval.
Simplic can also make a credit grant for you. The monthly interest rate is around 14.9% and the maximum loan amount is up to R $ 2,500 thousand. This interest rate is among the highest among these 5 online credit companies.
The site is simple and offers the simulator. The credit release is only for current account clients of Bradesco, Caixa, Itaú and Santander. The payout can be made from 3,6,9 or 12 times.
How to get personal credit online?
To get the credit grant online you need to gather some personal information to first go through an analysis. Below are some required documents that are usually requested by the financials to have all the details of the customer who is seeking the credit.
Property or automobile to obtain credit grant online
If you want to increase your chances of granting credit, bet on financials that open up the possibility for you to provide loan collateral through real estate or automobile. If you have any such good, you will certainly be able to significantly increase your chance of getting the loan.
Some information will also be necessary for the credit analysis considering the guarantee, be it car or house. For example, if you choose to give a vehicle as collateral, you must fill out information such as year of manufacture of the car, model, whether it is funded or not.
Is it safe to apply for personal loan online?
The granting of online credit can occur safely yes. The main care the client should have when making the request is to check where he is doing the analysis of financing. Personal information must be well protected, and financial sites are usually secure, have digital certificates and programs to protect information from anyone seeking credit online.
Remember that credit analysis is critical to the company’s relationship with the consumer. The information provided helps the company to analyze the risk of default and also to improve the interest rates of the loan.
So, check out the website of the company where you are looking for credit online, read the information well and agree only after being aware of interest and payment terms.