5 companies for granting personal credit 100% virtual

 

 

Getting a credit grant on the internet with ease is possible even on account of the technology that is advancing more and more. Today, accessing some financial sites you can simulate the financing, make the credit application and often send all the documents for analysis, having the answer in a few minutes without even leaving the house. All this quickly, online and securely.

 

5 companies for granting personal credit 100% virtual

5 companies for granting personal credit 100% virtual

 

 

 

The granting of credit is indispensable for those who are seeking to settle debts or even make an investment. Regardless of your goal, today there are countless financiers who carry out the online simulation service and do the entire credit clearance procedure via internet and we separate here 5 companies that can give you the grant of credit in minutes

1. Just

 

 

Just Online may be one of the largest online credit platforms today. The promise of the bank is to always seek the lowest rate for the customer who is seeking credit. The loan amount ranges from R $ 2 thousand to R $ 35 thousand and interest can vary from 2% to 8%.

 

2. Credits

 

2. Credits

 

Creditas is another online platform for you to get credit. The rate varies from 1.15% to 1.49% and it becomes so attractive for just looking for a good as collateral for the loan. The minimum loan amount is R $ 5 thousand for those who have cars and R $ 30 thousand for those who have real estate.

3. Legendary

3. Legendary

 

Lendico is also an option for those seeking credit. The loan can be made from R $ 1 thousand to R $ 50 thousand and be paid in 6, 12, 15, 18, 24, 30 or 36 months. The whole process is online!

4. Geru

 

Geru is also among the online financials that you can apply for online credit. With them, you can get a credit that varies from $ 2,000 to $ 35,000 and interest ranges from 1.5% and may reach 5%.

Among the companies that we mentioned, Geru is the one that takes the most time to credit the value in the client’s account, which takes about 10 days after approval.

5. Simplic

5. Simplic

 

Simplic can also make a credit grant for you. The monthly interest rate is around 14.9% and the maximum loan amount is up to R $ 2,500 thousand. This interest rate is among the highest among these 5 online credit companies.

The site is simple and offers the simulator. The credit release is only for current account clients of Bradesco, Caixa, Itaú and Santander. The payout can be made from 3,6,9 or 12 times.

How to get personal credit online?

How to get personal credit online?

 

To get the credit grant online you need to gather some personal information to first go through an analysis. Below are some required documents that are usually requested by the financials to have all the details of the customer who is seeking the credit.

  • RG
  • CPF
  • Address
  • Profession
  • Income

Property or automobile to obtain credit grant online

Property or automobile to obtain credit grant online

 

 

If you want to increase your chances of granting credit, bet on financials that open up the possibility for you to provide loan collateral through real estate or automobile. If you have any such good, you will certainly be able to significantly increase your chance of getting the loan.

Some information will also be necessary for the credit analysis considering the guarantee, be it car or house. For example, if you choose to give a vehicle as collateral, you must fill out information such as year of manufacture of the car, model, whether it is funded or not.

Is it safe to apply for personal loan online?

 

The granting of online credit can occur safely yes. The main care the client should have when making the request is to check where he is doing the analysis of financing. Personal information must be well protected, and financial sites are usually secure, have digital certificates and programs to protect information from anyone seeking credit online.

Remember that credit analysis is critical to the company’s relationship with the consumer. The information provided helps the company to analyze the risk of default and also to improve the interest rates of the loan.

So, check out the website of the company where you are looking for credit online, read the information well and agree only after being aware of interest and payment terms.

 

Card With Bad Credit, Can I Request A Negative Name!?

 

 

Can I request a card with bad credit even if I have the name denied? Having bad credit, dirty name or being negative does not necessarily mean that you will not be able to get a credit card without consulting or borrowing, but it can make your life even harder because of the debt.

Often times, having a bad credit history on the square means that you may or may not be accepted by credit companies, however it will be approved with a higher interest rate than those with clean name and credit score from good to excellent . Except for the paycheck-deductible loan that is worth it and the paycheck-deductible credit card that has low interest rates.

Apply for bad credit card

So if you apply for a negative credit card for example at this time, it will all depend on your individual circumstances, the lender that you requested the card with bad credit, and the mode of the card, for example: prepaid, digital card or traditional card.

But before exploring your options, it is important to understand why your credit history causes embarrassment, gets you out of the traditional credit system, and you will always have higher interest rates than people with a clean name and good score. By being aware of where you are positioned, you avoid harming yourself further. 

Think Before Applying for a Credit Card

Think Before Applying for a Credit Card

First step – if you have not already done so – check your credit history. After all, this is what lenders want to see if your name is clean, your score and if you are good payer, after all, if you take care of and protect your credit information, you will not have problems when signing up to request any kind of loan or financing.

You can do this by registering free credit checking services – SPC Brazil, Boa Vista (SCPC) and Serasa Experian.

 

Credit Card X Bad Credit and Negative

 

Credit Card X Bad Credit and Negative

In Brazil the credit history does not yet have the relevance that is given as in the US, but it is a matter of time until this system of qualification works the way it should be. However, lenders will pay close attention to negative inscriptions, such as lost (defaulted) payments that will be visible in your credit history for five years.

However, if you are confident that you can make your monthly repayments without fail – perhaps your financial scenario has changed and you want to clear your name and return to having credit – a card can be a handy way to begin to fix it.

Similarly, if you do not have a credit history because you have never borrowed from any bank or financial institution, using a bank credit card can help you create and increase your score and history with responsibility. start increasing your credit score.

 

What to consider when applying for a credit card

 

What to consider when applying for a credit card

To avoid having to face financial difficulties, it is important for you to know how much leftover money you have to use every month before applying for a credit card. This way, you can be sure that you can pay the monthly invoices without compromising the rest of the finances.

If you have room in your budget to pay for credit card expenses, there are a few things that you need to keep in mind.

A good way to start your search is to check your eligibility before applying for a card. Remember, every time you try to apply for a credit card , regardless of whether you are approved or rejected, the system records the inquiries of the creditors and this impairs the analysis of other financial services.

If you have bad credit (negative name), you may be refused by some card administrators. However, the criteria of each creditor are different, so not all will take that into account, it is possible to find credit card without consulting the SPC and Serasa for negatives.

If you have dirty name, nor need to despair, the credit market has dozens of solutions to release card with bad credit to negative , meaning that it has restriction. Access the search tools that find these opportunities.